Payment Options Policy
SmartToiletStore™ Payment Options Policy (United States)
Effective Date: 1-oct-2025
Last Updated: 28-oct-2025
1. Overview
At SmartToiletStore™, we make it easy to shop your way with secure, transparent, and flexible
payment options. All transactions are processed through trusted payment partners to ensure the
highest standards of safety, privacy, and data protection.
2. Accepted Payment Methods
SmartToiletStore™ currently accepts — or may offer in the near future — the following payment
methods:
• Major Credit & Debit Cards: Visa, MasterCard, American Express, Discover
• Digital Wallets: Shop Pay, Apple Pay, Google Pay, and PayPal (where available)
• Buy Now, Pay Later Options: Shop Pay Installments powered by Affirm (for eligible customers)
• Other Secure Options: Facebook Pay and other gateways supported by Shopify Payments
Availability of payment methods may vary based on your location, device, or the current checkout
configuration.
3. Shop Pay Installments & Affirm Financing
Eligible customers can split purchases into flexible payment schedules through Shop Pay Installments,
powered by Affirm.
Options include:
• Pay in 4 Installments: Interest-free, automatic payments every 2 weeks.
• Monthly Financing: 3-, 6-, or 12-month plans with 0–36% APR, subject to credit approval.
Affirm’s lending partners and state licenses can be reviewed at affirm.com/lenders and
affirm.com/licenses.
Payment eligibility and approval are determined solely by Affirm and its lending partners.
4. Currency & Region
All transactions are processed in U.S. Dollars (USD) for customers purchasing within the United States.
As SmartToiletStore™ expands globally to the U.K. and U.A.E., additional currencies and local
payment methods will be introduced.
5. Security & Privacy
All payments are processed securely through Shopify Payments, Shop Pay, or Affirm.
SmartToiletStore™ does not store or have access to your full payment details. Your information is
encrypted and transmitted securely using industry-leading technology to protect against unauthorized
access or misuse.
6. Policy Authority
This Payment Options Policy, as published on www.smarttoiletstore.com, represents the official and
binding version of our accepted payment methods. Any information provided by phone, chat, or email is
secondary to the version published on our website.
7. Contact Information
SmartToiletStore™
Owned and Operated by OKOCHINC LLC
■ support@smarttoiletstore.com
■ (470) 202-0892
■ 1908 Thomes Ave STE 12597, Cheyenne, WY 82001, USA
■ Monday – Friday, 9:00 AM to 5:00 PM EST